Digital gold vs coins: which should you buy?

Both are 24K. Both track the live rate. The right choice depends on what the gold is for.

Digital gold

• Start at ₹100; every gram lives in your rate-stamped passbook.
• Zero making or storage cost; sell back at the live rate any time from your phone.
• Best for: building towards future jewellery, systematic saving, gifting grams.

Coins & bars

• Physical possession — for many families, that matters most.
• 2-4% minting premium; secure storage is your responsibility.
• Best for: muhurtham gifting, Dhanteras, corporate gifts.

The Meridian view

Save digitally, redeem physically: accumulate grams in digital gold, then convert to jewellery or coins in-store with no repurchase spread on the metal value.